Retirement should be a time to life without worrying about financial security. Josh Jalinski shows you how to maximize your retirement spending, while still having something to leave behind for your family, friends, and favorite causes. After the market crashed in 2008, millions of Americans leaned on their 401(k) which took their entire nest egg, seemingly overnight. Josh Jalinski, host of the popular?Financial Quarterback? radio program, offers his proven system for a SWAN (sleep-well-at-night) retirement that works for people in all stages of their careers. Retirement Reality Check challenges fifty years of conventional retirement planning with fresh strategies tailored to today’s volatile economic climate such as how a 401(k) is not enough for most retirees, that it’s okay to spend some of your IRA before you’re 70, that you can spend more than 4 percent of your savings upon retiring, and how to use the right annuities and life insurance policies. In this practical guide, Jalinski guides you through his proven system for planning for a secure retirement that lets you enjoy your money, including: Tax-saving strategies to maximize the amount of money you have available to spend on experiences, travel, and expensesUnderstanding the right investment mix, depending on your individual circumstances How saving cash and different life insurance options help you weather volatility and ensure you can pass wealth on to family membersDo you have enough saved to enjoy your retirement? Will you be able to fund your bucket list? Are you prepared to for the tax increases and medical bills that come with retirement? It’s time create a new paradigm, one that will stand up against market volatility and be there when it’s time to enjoy the years you worked so hard for.
